q  Covering employees that should not be on your health insurance plan or who could be covered on their spouse’s plan

q  Covering dependents that are doubly covered on a spouse’s plan under COB or the ‘Birthday Rule’

q  Covering ineligible or illegitimate dependents who should not be on your health insurance plan

q  Lackluster participation in your Section 125 Medical and Dependent Care Flexible Spending Accounts, Section 132 TEA Commuter Transit Accounts losing you valuable FICA payroll tax savings

q  Lackluster participation in your 401-k plan resulting in a low ADP causing your executives to lose valuable opportunities to maximizing their pre-tax savings and retirement plans

q  Lack of employee engagement resulting in higher than necessary absenteeism and turnover

q  Inadequate employee communications resulting in employee under appreciation of their ‘Hidden Paycheck’ of provided benefits (40% to 60% of pay according to the US Chamber of Commerce)

q  Outdated or missing HR systems and tools to keep pace with employee interaction demand

q  Non compliant execution of ERISA, DOL, Section 105, 106, 125 and 401-k fiduciary liabilities

We have unique ideas, programs and manpower that can address these challenges with solutions such as:

ü  Re-certify and re-enroll your employees and legitimate dependents in their core group benefits

ü  Increase FSA, TEA and 401-k participation, raise the ADP and assist in your compliance efforts,

ü  Engage employees and immerse them in their benefit elections through education and communication of all of your employee benefits and their dollar values to gain new appreciation

ü  Boost employee morale, increase productivity, reduce turnover and attract top talent,

ü  Provide new additional benefit choices at no cost to you while saving substantial payroll taxes,

ü  Outsourced HR assistance with on and offline tools and 3,500 Benefit Counselors for hands on help,

ü  Help your employees understand and appreciate what your do for them and make your job easier.

Sure, we can provide you our services on a fee basis or as a share of the realized cost savings, but we have a much better offer: No charge to the employer in exchange for the opportunity to offer voluntary benefits to your employees, 100% employee paid through paycheck deduction.  No employer contribution required.  So, keep the fees, pocket the cost savings and even gain substantial new FICA tax savings through new pre-tax offerings.

Here is your FREE front row seat ticket to the greatest show on earth with solutions to help you realize a substantial positive impact to your bottom-line.  We earnestly look forward to entertaining your inquiry.